Homeowners

Your home is one of the most important assets to you and your family. So why not let M&R Insurance assist you by protecting your individual needs with one of our homeowner’s policies.

Generally, a standard homeowner’s insurance policy protects the following:

The physical structure of your home.
Structures on your property: storage sheds, pools, boathouses, etc.
Your personal property and belongings inside your home, up to specified limits.
Your liability or legal responsibility for any injuries and property damage you or your family members cause to other people.
Additional living expenses if a fire or other insured disaster leaves you temporarily unable to live in your home.
Additional coverage for electronic and computer equipment.
Replacement for personal property.
Workers compensation domestic help.
In home business.

Inland Marine
(scheduled property)

Inland Marine Insurance is scheduled property that is itemized individually and requires receipts, appraisals and photos. Regular homeowners insurance covers you at a minimum bulk amount for personal property.

	Inland Marine Insurance protects your valuable jewelry, furs, golf clubs, coins/stamps, gold/silverware, fine arts, cameras, musical instruments on an individual basis.

Contact M&R Insurance Agency at (516) 284-1020 or email us at mnr@mnrinsurance.com and let one of our agents assist you in protecting one of the most valuable assets you have.