Umbrella Liability Insurance takes over where your homeowners insurance leaves off. The extra liability coverage you get from an Umbrella Policy can protect your equity in your home and other assets. Lawsuits can wipe out your financial security. That's why excess "Umbrella" liability insurance should be a part of everyone's insurance policy.

Homeowner's policies provide liability coverage but frequently have low limits usually no higher than $500,000. A lawsuit judgment over the amount in your insurance policy is your responsibility. An Umbrella Policy adds additional coverage to your home policy to protect you.