Disability
    The most valuable asset you have in the ability to work and provide an income for your family. However, with the rising costs of everyday living and the costs cuts from congress, regular disability insurance is not enough to support you and your family in time of need.
     
     A quality disability insurance plan will provide you with the coverage in the event of a loss or disability.  By obtaining a disability policy you will give your family and yourself the peace of mind that all their needs, as well as all of yours, are met.
   
     In addition to the state mandate disability insurance , you should consider a separate private disability policy to bridge the financial gap of your financial need.

Listed below is a statistical chart of the chance a person has of suffering a lifelong disability:

Age Percentage Disabled

25    52%    1 out of 2
30    51%    1 out of 2
35    48%    4 out of 9
40    45%    4 out of 9
45    40%    2 out of 5
50    34%    1 out of 3
55    27%    1 out of 6
 60    16%    1 out of 6

*New York State law requires all employers of any full time employees to carry disability insurance for them. It is a standard deduction from their paycheck. We offer services to assist employers to fulfill New York State requirement on disability.


Please contact M&R Insurance at (516) 284-1020 or email us at mnr@mnrinsurance.com and allow one of our staff members to assist you with a free no obligatory quote.

 

© 2008 M&R Insurance Agency