When you own a condominium, you - not your condo association - are responsible for what's inside your unit. That's why having your own personal condominium insurance policy is important.
Condo associations have master policies that cover the property, common areas and physical structure of your building. The master policy does not cover your personal property, your legal responsibility or your invested improvements and customizations of the unit.

Coverage includes: personal articles, valuable items, content coverage, electronic data/computers and additional living expenses in the event of a loss, alterations and betterments of unit.

Take an inventory and gather receipts for whatever personal articles you have, whatever property is within the walls of your unit, whatever fixtures, improvements or embetterments you have made to your unit and don't hesitate to contact an agent at M&R Insurance Agency at (516) 284-1020 or email us at mnr@mnrinsurance.com for a non-obligatory quote.