Commercial Auto
Commercial Auto policy can be written as a mono line or a commercial package policy (CCP).Commercial Auto insurance covers and consists of:
  • Autos
  • Mobile equipment
  • Trucks
  • Property Damage
  • Medical payments
  • Owned private auto
  • Towing
  • Hired Auto
  • Liability
  • Owned-No Fault
  • Specific scheduled autos
  • Trailers
  • Temporary Auto
  • Vans
  • Bodily Injury
  • Owned Auto
  • Owned private other than auto
  • Glass
  • Non owned autos
  • Uninsured/Underinsured
  • Owned-No fault

Types of Commercial Auto are:

Garage: Covers Bodily injury and Property damage during garage operations.
Garage Keepers: Covers Physical damage to customer’s cars and property in the care, custody and control of the insured.

Motor Carrier: Covers anyone who transports property by Auto in a commercial enterprise and  covers passengers and property.

Truckers: Hired to haul goods of others.  It includes Liability, Trailer Exchange (Symbol required) and Physical damage.

Trailer Exchange: Coverage for Non owned trailers that trailers need to borrow or hire a trailer from another business to use for their business.  This covers damage to a specific trailer under the policy of the trucker whose possession the trailer is in.

Hired Auto: Coverage for Rental, Leased or Contracted Auto for long term business use.
Contact M&R Insurance Agency at (516) 284-1020 or email us at mnr@mnrinsurance.com and let one of our qualified staff members assist you with any questions or needs you may have regarding your Commercial Auto Insurance.

 

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